Terms of Service

Terms of Service

Welcome to the National Foreclosure Defense Advocates (NFDA LLC). By accessing or using our website, services, or platform, you agree to be bound by these Terms of Service.

1. About NFDA

NFDA LLC is a foreclosure advocacy and loss mitigation firm headquartered at:
600 W Santa Ana Blvd, Suite 115, Santa Ana, CA 92701.

We provide advocacy services, loss mitigation consulting, educational resources, and access to our proprietary platform, MODLINK.

2. Services Provided

NFDA provides:
- Foreclosure advocacy
- Loan modification assistance
- Homeowner education
- Referral coordination to licensed attorneys and mortgage professionals
- Access to the MODLINK platform

NFDA is not a law firm and does not provide legal advice. Nothing on this website constitutes legal representation.

3. Eligibility

You must be at least 18 years of age to use our Services. By using our Services, you represent that you have the legal capacity to enter into these Terms.

4. Membership and Fees

Membership fees are disclosed at the time of enrollment. All fees are non-refundable unless otherwise stated in your signed membership agreement.

Fees do not guarantee specific outcomes. Results depend on individual circumstances, lender policies, and cooperation of all parties.

5. No Legal Advice

NFDA advocates are not attorneys and do not provide legal advice, legal representation, or legal services.

All information provided through our Services is for educational and advocacy purposes only. If you require legal advice, we will refer you to a licensed attorney.

6. No Guarantee of Results

NFDA does not guarantee any specific outcome, including:
- Loan modifications
- Foreclosure prevention
- Debt reduction

Outcomes depend on factors outside NFDA's control, including lender decisions and court proceedings.

7. User Responsibilities

You agree to:
- Provide accurate and complete information when enrolling
- Cooperate fully with your assigned advocate
- Notify NFDA promptly of any changes to your foreclosure status or sale dates
- Not use our Services for any unlawful purpose

8. Intellectual Property

All content on this website and within MODLINK, including text, graphics, logos, and software, is the exclusive property of NFDA LLC and is protected by applicable intellectual property laws.

9. Privacy

Your use of our Services is governed by our Privacy Policy available at:
www.thenfda.com/privacy-policy

10. Limitation of Liability

To the maximum extent permitted by law, NFDA LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

Our total liability shall not exceed the amount paid by you for the applicable service.

11. Indemnification

You agree to indemnify and hold harmless NFDA LLC, its officers, directors, employees, and agents from any claims, liabilities, or expenses arising from:
- Your use of our Services
- Your violation of these Terms

12. Governing Law

These Terms are governed by the laws of the State of California. Any disputes shall be resolved in the courts of Orange County, California.

13. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of our Services constitutes acceptance of those changes.

14. Contact Us

NFDA LLC
600 W Santa Ana Blvd, Suite 115
Santa Ana, CA 92701

Phone: +1 (949) 484-9849
Email: info@thenfda.com
Web: www.thenfda.com